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Who Pays for my Emergency Visit After Being Injured in a Car Accident?

We get a lot of questions at the Brockmeier Law Group when it comes to car accidents. Namely, who ends up paying for a visit to the emergency room after being injured in a car accident? Although we’re ready to be your California car accident attorney, there are other steps to take for compensation before any legal action. Here are the basics.

Who Pays For My Emergency Visit After Being Injured In A Car Accident?

Normally, your auto insurance policy has a clause called personal injury protection (PIP). This handles bills related to emergency visits and treatments without paying a deductible. If the cost is higher than your policy’s limits, then your medical insurance should pick up the slack.

This is the initial situation while the accident is investigated. Should it be determined that the other party was responsible, then your insurance agencies would bill the other’s policy to get the money back.

You Can Get Reimbursement At-Fault Insurance

What car accident lawyers in California will inform you about is coverage from your company if it’s deemed you’re at fault. After all, you pay funds toward your premium to utilize the policy’s services. Thus, you should be able to get reimbursement.

However, since the insurer pays out, you will be penalized. Generally, this means an increase in your premium and, in turn, payments.

What If I Don’t Have Medical Insurance?

Emergency rooms cannot deny you treatment and stabilization without medical insurance. The Emergency Medical Treat and Active Labor Act of 1986 requires hospitals to take care of ER patients regardless of their lack of insurance or inability to pay.

In the end, your California car accident lawyers work with insurance companies on your behalf to ensure you get all the compensation you deserve. This is regardless if you’re at fault or the other party is deemed responsible. So, reach out to us today for a free consultation.